# PDS Debt

> PDS Debt (Puridy Financial) provides debt resolution services for Americans with unsecured debt — credit cards, personal loans, medical bills, and collections. A free, no-obligation debt assessment shows how much a customer could save; no minimum credit score is required.

Key facts: PDS Debt negotiates and resolves unsecured debt (this is debt settlement / debt resolution, not a loan and not credit counseling). Support: (888) 308-0141. The free assessment is the primary way to get a personalized savings estimate.

## Company

- [Home](https://pdsdebt.com/): Overview of PDS Debt's debt resolution services and the free debt assessment.
- [About](https://pdsdebt.com/about): Who PDS Debt is and how the debt resolution process works.
- [Reviews](https://pdsdebt.com/reviews): Verified customer reviews and real-life results.

## Debt Relief Programs

- [Unemployment Debt Relief](https://pdsdebt.com/unemployment-debt-relief): Debt resolution options for people out of work.
- [Retirement Debt Relief](https://pdsdebt.com/retirement-debt-relief): Managing and resolving debt on a fixed retirement income.
- [Marital & Divorce Debt Relief](https://pdsdebt.com/marital-and-divorce-debt-relief): Handling joint and separated debt during divorce.
- [Healthcare Worker Debt Relief](https://pdsdebt.com/healthcare-worker-debt-relief): Debt relief options for healthcare professionals.
- [Veterans Debt Relief](https://pdsdebt.com/veterans-debt-relief): Debt resolution options for veterans and military families.
- [Seniors Debt Relief](https://pdsdebt.com/seniors-debt-relief): Debt help for older adults and those on Social Security.
- [Teacher Debt Relief](https://pdsdebt.com/teacher-debt-relief): Debt relief options for teachers and educators.

## State Guides

- [California Debt Resolution](https://pdsdebt.com/california-debt-resolution): Debt resolution rules and options for California residents.
- [New York Debt Resolution](https://pdsdebt.com/new-york-debt-resolution): Debt resolution rules and options for New York residents.
- [Florida Debt Resolution](https://pdsdebt.com/florida-debt-resolution): Debt resolution rules and options for Florida residents.
- [Texas Debt Resolution](https://pdsdebt.com/texas-debt-resolution): Debt resolution rules and options for Texas residents.

## Calculators

- [Calculators Hub](https://pdsdebt.com/calculators): Free debt and loan calculators.
- [Credit Card Debt Calculator](https://pdsdebt.com/calculators/credit-card-debt-calculator): Estimate payoff time and interest on credit card debt.
- [Debt Resolution Calculator](https://pdsdebt.com/calculators/debt-resolution-calculator): Estimate potential savings from debt resolution.
- [Debt-to-Income Calculator](https://pdsdebt.com/calculators/debt-to-income-calculator): Calculate DTI ratio and what it means for borrowing.
- [Personal Loan Calculator](https://pdsdebt.com/calculators/personal-loan-calculator): Estimate personal loan payments and total interest.

## Guides & Resources

- [Debt Settlement vs. Debt Consolidation](https://pdsdebt.com/debt-settlement-vs-debt-consolidation): How the two approaches differ and which fits which situation.
- [Resources Hub](https://pdsdebt.com/resources): Guides on medical debt, collections, credit card debt, bankruptcy alternatives, and reverse mortgages.
- [Blog](https://pdsdebt.com/blog): Articles on debt payoff, credit, loans, interest, and personal finance.
- [Videos](https://pdsdebt.com/videos): Video explainers on debt resolution and personal finance topics.

## Optional

- [Privacy Policy](https://pdsdebt.com/privacy-policy): How PDS Debt collects, uses, and protects personal information.
- [Privacy Notice](https://pdsdebt.com/privacy-notice): Federal financial privacy disclosure (GLBA).
- [California Privacy Notice](https://pdsdebt.com/california-privacy-notice): CCPA disclosures for California residents.
- [Sitemap](https://pdsdebt.com/sitemap.xml): Full XML sitemap of all indexable pages.