What is a Home Equity Loan? A Full Guide

What’s the Deal with Home Equity Loans? What precisely is a home equity loan? It’s a method of borrowing money from your home using the equity as collateral. Equity is the portion of your house that you already own which is used as security. How Does a Home Equity Loan Work? Think of equity as […]
Personal Loan Interest Rates: What Determines Them?

Are you wondering how lenders choose an interest rate for your personal loan? The factors are rather straightforward and easy to understand. In this PDS blog, we explore how you can use your lender’s preferences to improve your chances of receiving the best offer. Personal Loan Interest Rates, Explained What are personal loan interest rates? […]
Personal Loans and Bad Credit: Can You Get One?

Bad credit can seem like a prison from which there’s no escape. After all, your credit score plays a major role in many financial transactions, especially personal loans. Fortunately, having poor credit doesn’t mean you have to give up on your goals. But can you get a personal loan with bad credit? Yes. In this […]
Small Business Loans: Are They Worth It?

Introduction It is critical as a small business owner to evaluate the necessity of a small business loan. Small business loans can be advantageous as they help acquire capital to further the growth of the business. This can look like increasing marketing efforts, hiring staff and retaining equity in your business. On the other hand […]